Published on 04/08/2019 2:47 pm
Are you an aspiring businessman and looking for a business loan for expansion? If so, you can easily get a collateral free or unsecured business loan to meet your expenses.
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Published on 04/05/2019 10:17 am
Confused about the types of loan schemes available for healthcare equipment loans? Read this post!
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Published on 04/05/2019 9:45 am

Leading NBFCs offer engineering loans to professionally qualified engineers that can help in increasing the working capital, expanding the business, and for other personal and professional requirements. Business loans like the engineer's loans that leading NBFCs offer come with stellar features and benefits that other financial institutions don’t typically offer. Key benefits of taking an engineering loan from a leading NBFC like Bajaj Finserv, include:

  • The loan can be applied and managed online 

  • An engineer loan from NBFCs is collateral-free. NBFCs typically don’t require you to pledge an asset to avail the business loan.

  • NBFCs offer up to Rs. 30 Lakh of an unsecured engineer loan.

  • The loan requires minimal documentation and typically gets approved within one working day

  • The loan is available at a low interest rate and the payback tenor ranges from 10 to 60 months

Eligibility criteria

  • The borrower should be self-employed or a consultant engineer and hold a valid degree.

  • The borrower must

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Published on 04/01/2019 7:14 am

Suppose you are in need of an urgent funding to take your business to the next level. When approached for the business loan, the bank or lending institution may ask you to pledge an asset, or contrarily, offer the funds minus any collateral or guarantee. The former   arrangement is called secured business loan while the latter is known as unsecured business loan. Let’s get into the pros and cons of the two for an in-depth understanding. 

Advantages of Secured business loan: 

  • A secured business loans guarantees larger funds, depending on the pledged asset. Usually, about 75% of the asset’s value can be availed as a loan. 

  • Since the risk of a default is covered by the collateral, the lenders can provide competitive interest rates. 

  • The repayment schedule may stretch beyond 5 years, ensuring stress free repayments. 

  • Secured loans may be the only option available for people with poor credit score. 

Disadvantages of Secured business loan: 

  • In case of non-repayments, you may lose the pledged

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Published on 03/18/2019 2:01 pm

Do you own a company in Bangalore? There is a limitless scope to grow and flourish your business in this city due to various reasons. Bangalore is known for its innovating technology, strong economic base and infrastructure development that provide a right platform for companies to grow easily. All you need is sustainable planning and investment. If you have the best plans, then look for the financial support or small business loan to ensure the right growth and development of the company. Business loan in Bangalore is common and companies whether small or big find it the best way to raise capital and grab the growth opportunities.

A small business loan is now considered as the versatile financial product that is highly beneficial for companies at the time they fall short of capital. Such loans are flexible and can be easily availed without much documentation and time. Before you avail the business loan in Bangalore finds the right answers to questions like –

  • How much loan do you

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Published on 03/18/2019 5:56 am
Investments are precious, as emotions and time are invested in them, apart from money. It could take many years to accumulate investments and as an investor, the last thing you would want to do is to liquidate your investments.
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Published on 03/13/2019 9:57 am

There are two concepts of working capital – gross working capital and net working capital. Since companies must have adequate working capital to run and grow their operational functions, they must understand the nature of these different types of working capitals.

Gross Working Capital

Gross working capital is a company’s total amount of current assets, including cash on hand, inventory, accounts receivable and short-term investments. However, liabilities are not part of this calculation; hence gross working capital shows a limited description of a company’s finance. 

Gross Working Capital = Total Current Assets

Net Working Capital

A net working capital is a complete and accurate measure of a company’s liquidity health.  It represents a company’s excess of current assets over its current liabilities. The current assets comprise bank balance, cash, debtors, stock, bills receivables, etc. On the other hand, the current liabilities include things like creditors, bills payables, etc. 

The

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Published on 03/06/2019 5:41 am
When running a small business, the business owners must consider making use of the right technologies to grow the business. Therefore, they must opt for the right technologies to run the business in this digital age.
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Published on 03/01/2019 11:14 am
Engineer loan caters to specific business/ personal or any other sort of cash need. As the name suggests, anyone who is an engineer and can avail the said loan given he/ she is eligible for it and then there is a need for it.
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Published on 02/28/2019 10:19 am
Financial institutions offer special business loans with flexible interest rates and repayment solutions to women.
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